Do I Need “Umbrella” Insurance in California?

Do I Need “Umbrella” Insurance in California? A few years back, I was in an auto accident. I suffered minor wounds—a broken nose and orbital lobe—and was in the hospital for a total of 19 hours. During my time there, I had x-rays and blood tests taken and received the...

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Three Practical Claims Tips

Three Practical Claims Tips When filing a claim through insurance, people typically want to know whether something is covered. However, this isn’t the only thing to be concerned about. You’ll want to make sure your claim is not only covered, but that the full cost of...

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Why Do My California Insurance Rates Keep Going Up?

Why Do My California Insurance Rates Keep Going Up? We hear this question often. Every year, insurance rates are on the rise, especially when it comes to auto insurance. This is because of continual shifts in the population, young drivers entering the roadways, more...

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How Can General Contractors Be Protected By Insurance?

How Can General Contractors Be Protected By Insurance? General contractors understand there’s a lot of responsibilities involved in completing a job. Often, there are the pressures from those employing them to get a project done quickly. Doing so can sometimes mean...

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How Much Liability Coverage Do I Really Need?

How Much Liability Coverage Do I Really Need? According to this report, the average American spends $1,100 on coffee each year. There’s a lot one person could do with $1,100, including protecting current and future earnings. For as little as sacrificing a latte or two...

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I Own A Firearm: Do I Need Insurance?

I Own A Firearm: Do I Need Insurance? Firearms are a hot topic in today’s political climate. Despite the differing opinions on gun ownership, the fact remains: guns are legal. If you have or are considering purchasing a firearm in California, there are a few things...

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Do I Have to Add My Kids to My Auto Insurance?

Do I Have to Add My Kids to My Auto Insurance? When you have a new driver in the house, it’s both exciting and worrisome. Many wonder what to do with their auto insurance policies when they reach this stage. Parents are already nervous when Johnny or Suzie have their...

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California rental properties

California Rental Properties Owning one or multiple California rental properties can be incredibly rewarding. The concept of having a stream of positive cash flow is enticing, and can be a strong investment for anyone looking to further build their wealth and or their...

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